the number two number that you should be tracking When You're Building Wealth and that is savings I always tell people to get a $1,000 emergency fund first and foremost and then once you're out of debt you can bump that up to 3 to 6 months of expenses now once that's all done then you're going to be looking at your life and you're going to want to know those numbers to say hey do I need to be saving up to replace a car do I need to be saving up for maybe a vacation we want to take am I saving up for things like retirements whatever it is you want to be able to actively track your progress over time to know know what is in your savings