baby step one is you're prioritizing a $1,000 emergency fund so regardless of anything you're focusing on saving okay you're cutting out of any expenses you can you're not investing you really are looking at hey we've got to get this ,000 and this is really important because if you don't have that money saved it can derail your process you know whether you you know have a flat tire your kid needs stitches so instead of aimlessly saving 10% just because having a concrete goal will help you reach it faster.
