if you're finding yourself constantly stressed out by last minute purchases then consider adding a miscellaneous category to your budget everybody needs this this is like the catch all okay because if you really do budget every single dollar and a $50 thing comes up it's like oh my gosh what am I going to do this is a total Game Changer that really puts you at ease because life is going to happen instead of being completely stressed out about the expenses that maybe you forgot about or overlooked just know to expect them proactively know that there's going to be things that you didn't plan for and build that into your budget