so insurance is an important part of life but there is coverages you guys you don't need so things like whole life insurance you need life insurance but whole life is so expensive accidental death Insurance you don't need that mortgage protection insurance any insurance that is for kids okay so a lot of people try to sell like a whole life policy for your child or things like that Gerber Insurance all of this stuff you don't need that stuff so when you take those things off the table if you have them that's going to save you some money.
