I've seen a lot of chitchat on the internet about the budgeting strategy called 75105 Rule the idea is that 10% of your take-home pay goes into savings every single month regardless of anything 15% gets invested into retirement and then 75% is what's left over for spending I can really appreciate that at least there's some points of an intentional plan right you're actually doing something proactively which is great research found that 51% of Americans said that they were having difficulty paying their bills
