eight out of 10 adults in America have at least one credit card I get there's a game out there to be played and people like yeah I get free hotels I get free flights I get to travel but only to a point because everyone's like well I pay it off every month but what we're seeing over and over again is that they're not paying it off every month which means they are paying interest okay and interest is so high on credit cards it's like up to like 22.6% you are paying interest on top of this which is how Banks make money so remember that.
