I'm just having a hard time reconciling paying off my debt as soon as possible versus spending intentional family time how much debt do you have about 22,000 can I make uh 54,000 a year and then at this part-time job I'm going to be making 15 an hour you're how old I'm 27 and your parents are how old um in their 60s so if you didn't see them for an entire year you would not be an unusual human in a year and a half I want to be debt free so what does that mean and you can kind of back it out and that way you can kind of calendar out and say you every other month I'll go spend the weekend there and I can I can do that TimeWise to still hit my goal when it's kind of arbitrary and floating a little bit of gosh what's my life looking like how much am I working you know when am I going to pay off my debt when all of that is up in the air I think it is hard to prioritize but when you have kind of a rigid systematic plan it kind of gives you that permission to say oh yeah I had this weekend budgeted quote unquote to not work to go see them that still works in my time frame so that way you can actually enjoy your time and you're not second guessing yourself that gives you the permission to not to not do some of them and to do some of them if you had a syst it's like a spending plan or a budgeting plan same thing people do all kinds of things and that are uncomfortable for short periods of time to create long-term comfort
