step nine is to remember your why when you want to be wise with your money and you say Okay I want to get in control of this area of my life there's usually a reason why and it may be we had our first kid or maybe it's gosh I'm just tired of working this job and I feel like I have to cuz I have to pay bills like whatever that why is that you think I want to get in control of this part of my life have your mindset around that cuz that's going to help Propel you again step by step and in the times where it's hard and the sacrifice is deep knowing your why is so crucial