you're someone that feels the weight of the past when it comes to specifically medical debt or an emergency expense that you weren't prepared for here's what I recommend doing number one get an emergency fund ASAP so this is a $1,000 emergency fund and then number two I want you to start paying off your debt now again if medical debt is one of those in there do what we talked about earlier and ask some questions see hey are there places here that the bills can be lowered at any portion
