I've seen a lot of chitchat on the internet about the budgeting strategy 75105 Rule and the idea is that you save 10% invest 15% and use the remaining 75% for any and all spending and I've seen a lot of these videos claiming that this method is the ultimate answer not just for people who have recently built wealth but it's also those who are actively working towards their money goals and listen I don't want to stir the pot I'm debt free paid off house saving investing giving all of it I will say I disagree with parts of this plan no