some of you are thinking okay so how do I make a budget Step One is list your income for the month again think of your paycheck if you are going to have a garage sale freelance job side hustle any money that's coming in you list it as your income step two is listing your expenses it's your giving you're saving your four walls like food shelter utilities and transportation and then you're going to list out all of your other monthly expenses so debt insurance entertainment close and then the third step is subtract your income minus your expenses to equal zero and that is a zerob based budget and then the last step is track your transactions this is the best way when it comes to winning with your budget overall that you know exactly where the money's going
