[Music] well hey guys so lately I've been noticing that Target is offering a lot of unique moneysaving perks so I thought it'd be fun to share some of my favorites with you all because love it or hate it Target is in our lives let's be honest so we're going to talk about seven Target shopping hacks that you need to try and be sure to stick around and let me know if I missed any of your favorite hacks in the comments all right first let's talk about their return policy so in my opinion targets return policy it's pretty much the gold standard it is really great because I love it when companies are established enough that you're they're able to accept your returns more than just you know a week or two after you purchase them so 14 days is a really small return window especially if you're buying a gift or testing out a new piece of furniture at home you know maybe you haven't you know gone to that event yet and use the thing but targets return policy gives customers 90 days and if you have the target Circle card then you get an extra 30 days to bring merchandise back which is awesome or let's say that you lost your receipts you know from a random purchase that maybe you never used then they can actually scan your driver's license and give you store credit as long as that item is still in stock and of course you should always be spending money with intentionality but it is nice to know that you can get your cash back you know when you need it sometimes all right my second Target shopping hack is taking advance Vantage of their takeback programs their denim takeback event happened a couple months ago but there are still several deals like this that they offer throughout the year so basically you can bring in a pair of jeans from any brand even if they're not at Target and you can exchange them for 20% off a purchase of a new Target denim right so new Jean there which is great and then they upcycle your unwanted pair so whether that means that they recycle the material or they're donating those jeans to charity they're doing something with them and their car seat tradein program is another great example of this so they do this a couple of times throughout the year so be sure to do your research and check it out but basically you can bring your used car seat that your child has outgrown again whether it's from Target or not and they'll give you 20% back a new car seat or a stroller or select home baby gear which is fantastic and since they've started this initiative in 2016 they've recycled 2.6 million car seats and 39.7 million pounds of materials which again would have just ended up in landfills they're doing some recycling it's beautiful wonderful all right target hack number three is an extension of the first two that we just talked about but that's their diaper exchange and this is one that I used very often which is great you can bring back any unopened pack of diapers even if they weren't purchased from Target and you can receive store credit for whatever the target value of that diaper pack is so great and again you just give them your driver's license and they give you store credit no questions asked it's fantastic this was great especially if you had a baby shower and people bought you a ton of like the newborn size diapers and they're in those for like 2 days and you have like three boxes of them you can take them back and you get store credit or you can exchange them for More Diapers but it's fantastic so again you have to do it within the year of purchasing those diapers but it's a beautiful thing similarly Target will give you a full refund for any baby clothes that you've bought from them within a year of the purchase if you have your receipt and this benefits both the consumer and the business because number one it keeps the consumer from throwing away any extra you know unused diapers or clothes that the kids have outgrown or that you don't need anymore and number two it gets more Shoppers in the stores when they receive their store credit or refund that means Target is more likely going to be making some money because you're going to be making more purchases at Target so they're being smart they know what they're doing here but it's fantastic all right speaking of credits and discounts my fourth Target hack is the target Circle app coupons so when you download the target Circle app you also put in your phone number and what can happen is coupons will automatically be there for the purchases that you're buying there at checkouts so what you can do is Select view to manage any other bonuses or coupons or rebates but again this is a really easy way to get some coupons from Target it's fantastic right the next hack actually has something to do with what I've warned about in the past but before I explain to you I want to tell you about about one of our sponsors Christian Healthcare Ministries when you go against what Society thinks is quote normal like avoiding debt for example it might feel weird at first but that is okay because we want you to be weird if that means you're doing things intentionally including how you spend your Healthcare dollars and one way to be intentional is with Christian Healthcare Ministries chm isn't health insurance they're a health cost sharing Ministry that's helped hundreds of thousands of families like yours take care of healthcare costs without sacrificing their freedom so to find out more and join at chministries.org budget that is chministries.org budgets all right my fifth Target shopping hack again I've always said to be careful about this but sometimes you can peruse and it could be a good deal is the dollar aisle now listen let's be honest there can be so many impulse purchases that happen here and some of it's just crap let's be it's not great right there's things that you have you're like oh that could be fun for the kids or for me and then it's just it's not great or there are some things that are pretty fantastic in there I'm not going to lie I went a few months ago and I usually skip this aisle completely but I saw these cups there was three in a pack so I got two and they were these cute like plastic kind of Cups small and they came with um like a picture that matched them and they were like a do $2 maybe those were very inexpensive and my kids are obsessed and love them so I was like oh well there's a win you know everyday staple item like a cup we all need and they were cute for the summer and it was great so pulled it out of the miscellaneous category and I just kept on browsing and moving on with my shopping but it was a fantastic purchase now again that miscellaneous category is in my every dollar budget so if you've not downloaded every dollar and done your budget do that because it gives you permission to spend so if you peruse and find something in the dollar aisle that you want you don't have to break the budget all right my sixth Target shopping hack is their shoe section so Target shoe shopping is great when you are in a pinch I put this on Instagram a few weeks ago but we were going out of town on a vacation with the kids and I realized we literally had no nice sandals for them my kids just wear tennis shoes and like Crocs like all day every day and we were going to dinner a few dinners on this vacation I was like y'all need like nice shoes and our church is really casual so they literally just wear Crocs church so they've not needed nice sandals or like nice shoes and I was like oh my gosh we have to go where are we going to go Target mhm quick and easy pretty inexpensive like they're very affordable and they were great the kids loved them got to pick out some nice sandals one of each and we left and it was it was great and I'll be honest they're adult shoes I like I mean especially if it's a really trendy pair and you don't want to spend a lot like you know a Nordstrom or something you know spend it at Target and then you may wear them for a season and that's it that's great all right my seventh Target shopping hack is the 5% savings from the Target Red Card the debit card of course yes y' they have a debit card it's fantastic and also it applies to the Starbucks that is inside the Target stores did you know that I mean uh sign me up thank you thank you very much this is so great and apparently you can do your Starbucks order you know you drive up maybe you make your return from your car get some Starbucks and it's fantastic so great but the target debit card yes I use it it's great and what I like about it too is it's on the app so even if you don't have the physical card you can have your barcode and you just scan it right there and pay for it all right there through the app it's great fantastic all right like I mentioned earlier if you're looking for a place to organize all of your shopping not just your Target shopping but all of your shopping I cannot recommend the every dollar app enough you guys it is fantastic so I will leave a link in the description so you can start budgeting for free today and also if you have a friend who is guilty of walking into Target for one thing but then walking out with 10 maybe share this episode with them and if you're listening on podcast please leave a review love to hear about the things that you are learning and if you haven't seen my episode on why stores are changing their return policies make sure to check that one out next all right you guys remember to take control of your money and create a life you love
