[Music] well hey you guys so I spend a lot of time talking about not buying things you don't need Instagram loves to make us feel like we're just one purchase away of just being complete forever right and it's this like comparison culture of like what I don't have and what I'm missing out on all the things and I will also admit that there are some purchases though that I have made in life that are very much worth it so today I want to share the seven purchases that have significantly improved my life and spoiler alert number seven was 10 years in the making so you know I'm not playing around so good and be sure to stick around and let me know in the comments two different things number one what's one purchase that you think is worth it and number two if you like this subject should I do another episode of just this kind of thing all right first off let's kick things off with a little warm weather Staple in our house and I know this sounds really random and simple but if you're needing a cheap way to get your kids outside and just keep them occupied I am telling you a pack of Whiffle balls does the trick so my kids I don't know about yours but it's like things get lost all the time and so buying anything expensive for outside just stresses me out but when I go to like Big Lots or the Dollar Tree or even just some cheap Amazon stuff they play with it and it may only last a season but it keeps them occupied and I I'm telling you give my kids a stick and a ball or a bat and a ball like whatever it is they will play outside forever like forever and I have learned if I can just invest in a big thing of Whiffle balls they're good to go like it really is amazing so all day every day I'm doing it this summer I'll do it next summer it's great all right next is a book purchase that changed my life so I love to read and I'll read three or four books a month usually I'll read fiction that has to do with like murder and kidnapping or something really dark and crazy but they're always Thrillers and crazy and great but every now and again I will read a non-fiction and try to grow as a person which I think is very important but one of my favorite books of all time one that I've read probably three different times over the course of a decade is the voice of the Heart by chip dot okay if you've not read this book it is kind of like your first step into therapy if you've never really dug into that space of life it is so good he just talks about the basic emotions and how there's like a healthy side of every emotion yeah a healthy side of even like an anger like all this like it's so interesting or the unhealthy side the low points of it and so he just talks through each of those and and it is it is incredible it's so great to pinpoint cuz kind of like I feel like therapy 101 is like your emotions are your dashboard right they're just indicating things going on underneath the hood and this is the first step into that language and it's just again very helpful very self-aware to understand these things and it sounds really simple but it's really good so voice of the heart chip do I actually had him on the show a few years ago it was a great interview all right speaking of selfhelp and self-care the third purchase that dramatically improved my life is therapy a good old therapy session now listen there are seasons in my life that I will go every week for like a year like some things just come up and I'm like wow we will work on this for a while and then sometimes I won't go for like 6 months so for me it is it is very seasonal and what's going on in my life but can I tell you I always walk away from a session just being like okay that was so good to know again the self-awareness the mirroring back and understanding who we are as people I am no Dr John deloney here but it is amazing the layers that you have in yourself and in your story all the way back to Childhood all the way about how you are today and when you can understand oh my gosh I go out sideways when this happens or that or why am I doing this it just helps you overall become aware and I think you just become I was going to say a better human but seriously I think you I think you become a better friend a better sister a better daughter a better wife or Mom or if you're the dude version you know all the other dude versions of that like you just overall become a healthier person and I think that is so worth the investment all right the fourth purchase that has significantly improved my life and I would say millions of other people is FPU Financial peed University yep I had to take this as a we little girl as you can imagine so FPU is a nine lesson personal finance course that goes over all the basics with money that you need to know again some really simple ideas but things that are hard to do like budgeting or getting out of debt to even more complex topics like insurance and investing all of that you will learn and it's this it's the stuff about money that everyone wishes they knew in high school starting at an 18 years old so if you have not taken FPU make sure to check it out I will leave a link in the description again it is worth the money all right the fifth purchase that has significantly improved my life is a kitchen gadget that I swear by this is like one thing I use I would say at least probably three to four times a week and it's the Pampered Chef veggie Chopper and I'm sure there's a lot of these but it's just I mean it's incredible like it comes with two different sizes of what's chopped and you need something chopped you just throw it in and I mean it's from onions to Peppers I mean anything that needs to be chopped that dang Chopper will do it saves your time it saves your money cuz all the pre- Cho stuff you guys the grocery store is more expensive so don't buy that just buy it and whole get a great Chopper that you can use over and over again but it's a kitchen tool that again I love so much so the dishwasher it's clean it's wonderful you need it all right the sixth purchase that I swear by that I really strongly believe everyone needs is term life insurance now a lot of people mistakenly choose whole life insurance because they think I don't know sometimes there's an investment involved uh and they sell you on that plan or you think okay maybe you know I need it for my whole life or maybe you think I don't even need insurance at all here's the deal if someone is dependent upon your income you need life insurance and specifically term life term life is what I recommend it is way less expensive than whole life it doesn't have an investment involved or a savings you know portion of it this is strictly just Insurance that's all you need don't ever combine insurances and Investments together it's always going to be a bad deal so make sure those are separate you're investing separately and you have term life insurance so you need and you know about 10 to 12 times your annual income and if you're a stay-at-home parent I would say anywhere from half a million to even $600,000 so if someone is dependent upon you the work that you do or your income that you're bringing in you need term life Z under insurance is who I recommend you check out because they actually go and Shop a ton of different insurance companies and get you the best rate it's what Winston and I use and it's fantastic so making sure term life insurance is part of one of the purchases you make in life it is worth it all right the seventh purchase that has significantly improved my life it is the most bougie but it's one that I mean it's just been great and that is a big designer tote so listen my Never full tote by Louis Vuitton has gone strong for 10 years you guys I mean everywhere work airplanes anniversary dinners kids sports practices is I mean you name it this was the purse that I just I went to all the time and I have found I don't switch purses a lot like I just have too much crap too much going on to like take all these little things every now and then I'll do a smaller purse but for the most part I just have one big tote that I take with me everywhere and if you get a nice one this is what I've learned cuz Target and all of that they have you know some great purses but sometimes they do break over like five or six years but again your designer ones that is real leather again they're going to cost you but they're really great quality they will hold up like I just can't believe my Never full I mean it's been 10 years and my last birthday I changed purses I changed totes Lou is still there she's still around but I've moved on to another totes cuz I was like it's been a decade I'm going to do one more for the next decade of my life but it is worth it it is worth it for me I love it again it's bougie and we love Old Navy we love Target like we love Amazon all of that but having one nice totes that will last forever and ever amen is worth it for me all right you guys it's time to hear from you all so again drop a comment cuz I want to know purchase that has improved your life because I love hearing what you guys are buying cuz usually it ends up being something that I love too so let's help each other out and I want to give you a heads up also on things that I have regretted buying on my episode popular products that are a waste of money and that's coming up next all right you guys remember to take control of your money and create a life you love
