you have a $115,000 loan $10,000 with the difference of the car $5,000 for the car that you paid for but $115,000 is way better to be in debt than 60,000 so when it comes to cars again this is one that I'm like if you can get rid of your car loan it is huge if you can't pay it off in 18 to 24 months or if it's more than half of your annual take-home pay get rid of your car
