mathematically speaking when it comes to Building Wealth your income when you can keep it all that's going to get you further financially but then there is that emotional spiritual aspect that when you don't owe anyone anything and there is freedom and there is options in your life you're not stuck in the same cycle you know if there's a point that you hate your job but you have to make your $600 car payment and your $400 student loan stuff starts happening you you have to stay where you are there can't be this instability where if you didn't have payments and you had an emergency fund you have the ability to have options.
