the very first tip is that I want you to create a budget to zero before the month begins which is called a zerob based budget the second thing you want to do is you want to budget together the third thing to do when it comes to your budget is you want to budget every single month because every single month is different okay the fourth tip when it comes to budgeting is start with the most important categories first number five you want to help with your budget to pay off your debt number six don't be afraid to trim the budget number seven make a schedule so this is going to be helpful to know exactly when bills are due especially if you set up Auto drafts and money is pulled out of your checking account to pay the bills you know exactly when the money is going to be out