some people are carrying around thousands of dollars of debt they shouldn't be doing the same thing that people are doing with a million dollar net worth so if you make $4,000 a month that means 3,000 is fair game to spend on what you want and there's a lack of structure there that's kind of concerning because let's say that you're trying to hold down a $1,500 car payment every month which is a real thing we're seeing that on the internet that means that there's 1,500 left for rents or mortgage food other costs throughout the month and when your budget is that broad it's a recipe for that paycheck to paycheck cycle.
