[Music] hey you guys so today I want to challenge you on something because we're coming up to the end of the year and maybe you're not where you thought you would be when it comes to your goals or maybe even your expectations of what would happen this year and if that's you I'd be willing to bet that there is a little lie in there that you're starting to believe uh when it comes to the progress that you've made so let's spend a little time talking about what that lie is and how you can over over come and move towards your goals in life and money but first do me a favor and make sure to hit those like And subscribe buttons to keep this content coming back to you all right raise your hand if you've ever believed a lie if I can't do this thing perfectly then it's not worth doing at all anybody anybody okay I'm not a huge perfectionist I'm more like get it done and if it's not done perfectly but it's done I'm good with it but then I talked to some of my friends and they're like oh my gosh they have to do everything you know so so perfectly and again I think that there's a level of that that yes is good put in your best effort in life I think that's really key but also knowing like things are not going to go perfectly so maybe you had a goal of paying off debt but your payoff is a little off track or maybe you're wanting to budget but you feel like God you just didn't get the hang of it and it just feels like it's messing up you know or whatever the goal is out there that you're like man I thought I was going to do this and it's just not panning out the way I thought it would you are not not alone this has happened to me it's happened to you we've all had setbacks like this and it can feel like you know your goal is just a lost cause because you didn't get it right and I mean I even see this kind of things in my kids even this like perfectionism of like I have to get this right uh one of my one of my sweet kids like they lost their spelling list one week and this particular child of mine she is she is the perfectionist and it's like everything has to be good and perfect and she kind of worries about it and I just see this like little stress in her already in life and and she lost her spelling words when week and it was just tears and tears and you know oh my gosh I don't know what I'm going to do and I were just grabbing her hands I looked at her and I said get a zero Miss every single word on that test you are fine like this is not a life or death situation you're in like the second grade and you've gotten hundreds on every spelling test up until this point you're going to be okay because you know what's going to happen if you get a zero you're going to come home it's going to be Friday night we're going to watch a movie and eat pizza like we always do and like life goes on you're going to be okay you're going to be okay and of course Sweet girlfriend like goes and gets 100 on the spelling test now my other my other children we probably won't have that same conversation it's going to be more like why do you keep forgetting your spelling tests like you know it'll be a different thing so we love both sides of the coin but if you are a perfectionist out there I just want to encourage you to throw throw it out the window like it is not worth it because what if I told you that failure was the actual first step of reaching your goal cuz if you're doing something new you guys it's going to feel weird it's going to feel awkward you're not going to do it perfectly and that's okay and it might seem weird to talk about failing as the first step of moving forward but that is where this mindset change is going to be great for you that if you know I'm going to fail somewhere along the way and it's okay I'm not going to do it perfectly but when you think about things differently of what other people claim is just normal it might seem weird at first and that is totally okay because I want you to be weird especially if that means that you're doing things intentionally including how you spend your Healthcare dollars and one way to be intentional is with Christian healthc Care Ministries chm isn't health insurance they're a health cost sharing ministry that's helped hundreds of thousands of families like yours take care of healthc care costs without sacrificing their freedom Program start as low is $98 a month so find out more and join at chministries.org budget at chministries.org SL budget so if the only way you're going to reach your goals is by making progress perfectly then you're probably never going to reach them because the truth is nobody is perfect shocker and especially when you're trying something new so if perfectionism or the fear of failure is holding you back remember these couple of things number one start where you are like regardless of what's going on in your life just say say hey I'm going to just make the first step so maybe that's actually creating a budget maybe that's listing out your debts to see which one you want to pay off first like it is just that first step but start wherever you are start somewhere start now all right number two you might feel a little stupid you might feel like oh my gosh I'm going to mess up this whole thing and here's the deal you might cuz trying something new you're not going to be good at it the first time and that's okay so again throw this idea that gosh everything has to just go right every single step for the way it's not going to you're going to have setbacks you're going to have to change some strategies and that's okay number three nobody cares or thinks about you as much as you do so just get out there some people have this fear of like gosh what if people see me fail nobody's looking let's be honest like unless I guess you're screaming up from the rooftops everywhere you go which that would be odd if you did that anyways but like nobody's looking for you to fail I mean and if they are they're terrible person and you shouldn't think about them anyways but I think we put so much pressure on our eles sometimes of like oh gosh what are other people going to think and the truth is they're thinking about that themselves they're thinking what are people going to think cuz they're thinking about themselves they're not thinking about you they're thinking about them and that's the truth so the goal in all of this again you guys is to throw Perfection out the window and when you're not focus on being perfect guess what you survive your mistakes and that Berne Brown quote I think is so powerful is that shame focuses on self guilt focuses on Behavior so guilt says yeah I did something bad I did something wrong I messed that thing up but it's okay where shame says I'm bad I'm messed up I'm wrong and you want to really pull those two things apart shame and guilt or two different things so you try something new and you fail it's not that you're a failure it's that you have failed in this and that's okay you get to pick yourself back up and try again and sometimes when you're struggling to keep a goal or you're struggling with perfectionism you need somebody in your life to hold you accountable and say you're going to be okay that show the progress that you're making Show Yourself Grace like you need some of that encouragement so if you need somebody to walk with you through that and get is so powerful especially when it comes to our financial goals so I would encourage you to check out Financial Peace University there may be a class in your area uh maybe you can do it online but having a community around you is really key so I will put a link below to make sure to check that out in the show notes and if one of the goals you're trying to reach has to do with investing number one I want to encourage you invest is a great way to build wealth but number two it can be super confusing which is why I want you to avoid some of the common investing mistakes so keep watching to find out seven investing mistakes to watch out for and we'll leave a link to that video in the description and if you're listening on podcast I'll leave a link to the next episode all right you guys remember to take control of your money and create a life you love